If you are going to survive and enter into a serious wealth flow, you must not borrow money to buy consumables. Don’t borrow money to eat and buy clothes. If you have to borrow money, let it be to do something tangible and cogent, like buying land, making an investment, building a house, or paying your child’s tuition. Don’t borrow money to buy clothes for a wedding.
Everyone that tells you to take goods and pay later is an enemy of your financial future. They are causing you to live at cost and expense beyond your income. Some smart businesswomen go to offices when they have just received a consignment from Dubai, Thailand, or Japan. They know how to feed on the lust in people, dropping materials for them and telling them to pay the following month. You may think it will be easier for you to pay back, but you are in jail already.
Any consumable that you can’t handle by cash, postpone it and do without it.
If you miss one lunch and go hungry, don’t go and sleep; go and think or pray. Out of that prayer, you can find a solution to why you are hungry. Never borrow money to eat food. Because after you have gotten money, you’ll still have to pay it back. When you buy things on credit, it destroys your ability to practice the law of budgeting and planning. It steals initiative from you.
PRAYER: Father, deliver me from pulls to emotional and foolish expenses. Help me to differentiate between cogent expenses and tangible expenses in Jesus’ name.
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